MSME Loan Advisory — MUDRA & CGTMSE
Collateral-free and government-backed loans for small businesses
- 1AssessScheme and loan size matched.
- 2PrepareFinancials and application.
- 3ApplySubmitted to the lender.
Share your details. We’ll reply on WhatsApp with the next steps and a checklist.
Pick a plan — the fee is adjusted if you hire us within 30 days.
About MSME Loan Advisory — MUDRA & CGTMSE
A clear overview, in simple terms — what it is, why it matters, and how we handle it.
Small businesses can borrow without collateral through MUDRA loans — Shishu (up to ₹50,000), Kishore (up to ₹5 lakh), Tarun (up to ₹10 lakh) and Tarun Plus (up to ₹20 lakh for those who repaid a Tarun loan) — and through bank loans covered by CGTMSE guarantees. Udyam registration, clean books and GST returns, and a clear repayment plan are what lenders check.
Loans are sanctioned by banks and NBFCs, not by the scheme websites, so the application quality and your banking history decide the outcome. Beware of agents promising guaranteed sanctions for fees.
We prepare the financials, projections and application for your bank, and register Udyam if needed.
| MUDRA | Shishu ≤ ₹50k; Kishore ≤ ₹5L; Tarun ≤ ₹10L; Tarun Plus ≤ ₹20L |
|---|---|
| CGTMSE | Credit guarantee for collateral-free MSE loans |
| Prerequisite | Udyam registration usually expected |
| Lender | Banks and NBFCs |
Who this is for
Common scenarios where this service is a good fit.
- Micro and small businesses
- First-time borrowers
- Businesses without collateral
What you get
Clear deliverables so you know exactly what's included.
- Eligibility review
- Udyam registration
- Financials and projections
- Application support
Expert review before every submission — not just data entry.
Working notes and reconciliations you can rely on in future notices.
Resident Indians, NRIs, expats and cross-border businesses — all served.
Documents required
A practical checklist. We'll tell you if anything else is needed based on your case.
* This is a base checklist. After a quick pre-check, we may ask for additional items specific to your case.
Process
A simple, trackable workflow — designed to avoid back-and-forth.
Scheme and loan size matched.
Financials and application.
Submitted to the lender.
Get a quote
We share a clear quote on WhatsApp after a quick checklist pre-check.
- Fixed quote on WhatsApp after a short look at your facts and documents.
- Government fees, if any, are paid at actuals and shown separately.
| Factor | DIY | Indus Tax |
|---|---|---|
| Expert review | ❌ | ✅ |
| Notice risk reduction | ❌ | ✅ |
| Deduction optimisation | ❌ | ✅ |
| Audit-ready records | ❌ | ✅ |
| AIS/26AS reconciliation | ❌ | ✅ |
Share your facts and deadline. We'll reply with the right checklist and a clear quote.
Fee adjusted against our service fee if you go ahead within 30 days.
- Priority CA Call-backSkip the queue — a CA calls you within 30 minutes.₹255
- RecommendedCA Consultation (30 min)Talk one matter through properly with a CA.₹755
- In-depth CA Review (60 min)Documents reviewed before the call, written action plan after.₹1,155
Call-backs run Mon–Sat, 9 AM–6 PM IST. Booked outside these hours? We call you first thing the next working morning.
Compare the 3 plans