Cash Flow Management
Know your cash 13 weeks ahead — and act before a shortfall, not after
- 1BaselineCurrent cash, receivables and payables mapped.
- 2Forecast13-week model built with the tax calendar.
- 3ActCollections, payables and funding actions agreed.
- 4ReviewForecast updated and compared each week.
Share your details. We’ll reply on WhatsApp with the next steps and a checklist.
Pick a plan — the fee is adjusted if you hire us within 30 days.
About Cash Flow Management
A clear overview, in simple terms — what it is, why it matters, and how we handle it.
Cash flow management combines a rolling 13-week cash forecast with action on receivables, payables, inventory and funding. It also maps fixed outflows — GST by the 20th, TDS by the 7th, PF and ESIC by the 15th, advance tax on 15 June, September, December and March — so they never surprise you. Most cash crises are visible weeks in advance in a good forecast.
Profitable businesses run out of cash all the time: customers pay late, stock builds up, a large tax payment falls in the same week as salaries. The profit and loss account doesn't show it; the bank balance shows it too late.
We build a 13-week forecast from your receivables, payables, payroll and tax calendar, update it weekly or fortnightly, and work with you on the levers: collections follow-up, supplier terms, inventory levels, and the right working-capital facility.
We also flag a rule that affects buyers' cash planning: payments due to micro and small suppliers must be made within 45 days, or the expense is disallowed in your tax computation under Section 43B(h).
| Forecast horizon | Rolling 13 weeks |
|---|---|
| Statutory outflows | TDS 7th, PF/ESIC 15th, GST 20th, advance tax quarterly |
| Levers | Collections, supplier terms, inventory, funding |
| MSME payables | Pay within 45 days to keep the tax deduction (Section 43B(h)) |
| Output | Weekly cash view and an action list |
Who this is for
Common scenarios where this service is a good fit.
- SMEs with seasonal or lumpy cash flows
- Businesses with long customer credit periods
- Startups managing runway
- Businesses applying for working-capital limits
What you get
Clear deliverables so you know exactly what's included.
- 13-week cash forecast model
- Receivables ageing and collections plan
- Payables schedule including MSME 45-day items
- Statutory payments calendar
- Working-capital and funding options
- Weekly or fortnightly review
Expert review before every submission — not just data entry.
Working notes and reconciliations you can rely on in future notices.
Resident Indians, NRIs, expats and cross-border businesses — all served.
Documents required
A practical checklist. We'll tell you if anything else is needed based on your case.
* This is a base checklist. After a quick pre-check, we may ask for additional items specific to your case.
Process
A simple, trackable workflow — designed to avoid back-and-forth.
Current cash, receivables and payables mapped.
13-week model built with the tax calendar.
Collections, payables and funding actions agreed.
Forecast updated and compared each week.
Get a quote
We share a clear quote on WhatsApp after a quick checklist pre-check.
- Monthly fee for the forecast and reviews; one-time set-up included.
- Bank funding work quoted separately.
- Included in our virtual CFO plan.
| Factor | DIY | Indus Tax |
|---|---|---|
| Expert review | ❌ | ✅ |
| Notice risk reduction | ❌ | ✅ |
| Deduction optimisation | ❌ | ✅ |
| Audit-ready records | ❌ | ✅ |
| AIS/26AS reconciliation | ❌ | ✅ |
Share your facts and deadline. We'll reply with the right checklist and a clear quote.
Fee adjusted against our service fee if you go ahead within 30 days.
- Priority CA Call-backSkip the queue — a CA calls you within 30 minutes.₹255
- RecommendedCA Consultation (30 min)Talk one matter through properly with a CA.₹755
- In-depth CA Review (60 min)Documents reviewed before the call, written action plan after.₹1,155
Call-backs run Mon–Sat, 9 AM–6 PM IST. Booked outside these hours? We call you first thing the next working morning.
Compare the 3 plansFrequently asked questions
Answers to the most common questions we get.
Why 13 weeks?
Can you help us get a working-capital loan?
How does Section 43B(h) affect cash planning?
This page also covers
- Bank funding readiness
- CMA data and projections for working-capital limits.
Official sources
Indus Tax is a private professional services firm and is not affiliated with any government authority. Rules and fees change — we confirm current positions before filing.
