HNI Tax Planning
Multi-year tax planning for high-income individuals and families
- 1ReviewIncome, assets and goals.
- 2PlanMulti-year strategy.
- 3ExecuteImplement and file.
Share your details. We’ll reply on WhatsApp with the next steps and a checklist.
Pick a plan — the fee is adjusted if you hire us within 30 days.
About HNI Tax Planning
A clear overview, in simple terms — what it is, why it matters, and how we handle it.
HNI tax planning looks across years and family members: managing surcharge brackets (the new regime caps surcharge at 25%), timing capital gains and loss harvesting, using exemptions under Sections 54/54F/54EC, choosing between direct holdings, mutual funds and structures, and keeping foreign assets compliant. The aim is lower total family tax with full compliance — not aggressive schemes that fail in scrutiny.
High incomes attract scrutiny through the AIS and data-matching, so documentation and consistency matter as much as savings. Gifts within the family can be tax-free, but clubbing rules apply to spouses and minor children.
We prepare an annual plan with quarterly reviews, aligned with your investment advisers.
| Surcharge cap (new regime) | 25% |
|---|---|
| Capital gains | Timing, harvesting and exemptions |
| Family | Gifts tax-free to relatives; clubbing applies |
| Foreign assets | Schedule FA and LRS compliance |
Who this is for
Common scenarios where this service is a good fit.
- Business owners and senior executives
- Families with large investment portfolios
- Returning NRIs with global assets
What you get
Clear deliverables so you know exactly what's included.
- Annual tax plan
- Quarterly reviews
- Return filing and scrutiny support
Expert review before every submission — not just data entry.
Working notes and reconciliations you can rely on in future notices.
Resident Indians, NRIs, expats and cross-border businesses — all served.
Documents required
A practical checklist. We'll tell you if anything else is needed based on your case.
* This is a base checklist. After a quick pre-check, we may ask for additional items specific to your case.
Process
A simple, trackable workflow — designed to avoid back-and-forth.
Income, assets and goals.
Multi-year strategy.
Implement and file.
Get a quote
We share a clear quote on WhatsApp after a quick checklist pre-check.
- Fixed quote on WhatsApp after a short look at your facts and documents.
- Government fees, if any, are paid at actuals and shown separately.
| Factor | DIY | Indus Tax |
|---|---|---|
| Expert review | ❌ | ✅ |
| Notice risk reduction | ❌ | ✅ |
| Deduction optimisation | ❌ | ✅ |
| Audit-ready records | ❌ | ✅ |
| AIS/26AS reconciliation | ❌ | ✅ |
Share your facts and deadline. We'll reply with the right checklist and a clear quote.
Fee adjusted against our service fee if you go ahead within 30 days.
- Priority CA Call-backSkip the queue — a CA calls you within 30 minutes.₹255
- RecommendedCA Consultation (30 min)Talk one matter through properly with a CA.₹755
- In-depth CA Review (60 min)Documents reviewed before the call, written action plan after.₹1,155
Call-backs run Mon–Sat, 9 AM–6 PM IST. Booked outside these hours? We call you first thing the next working morning.
Compare the 3 plansFrequently asked questions
Answers to the most common questions we get.
Official sources
Indus Tax is a private professional services firm and is not affiliated with any government authority. Rules and fees change — we confirm current positions before filing.
