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Income Tax

Section 54F Exemption

LTCG exemption when net sale proceeds from any long-term capital asset (other than a house) are reinvested in a residential house.

Full Definition

Section 54F differs from Section 54 in that it applies when the capital asset sold is anything other than a residential house (e.g., stocks, land, commercial property, gold). The entire net sale consideration (not just capital gains) must be invested in one residential house in India to claim full exemption. Proportionate exemption is available if only part of the proceeds are reinvested. Conditions: the taxpayer must not own more than one other residential house on the date of transfer (excluding the new purchase).