Mutual Fund Tax Filing
Equity, debt, hybrid, gold and international funds
- 1CollectCapital gains statements gathered.
- 2ClassifyEach scheme's tax category applied.
- 3ReportGains filed in the right schedules.
Share your details. We’ll reply on WhatsApp with the next steps and a checklist.
Pick a plan — the fee is adjusted if you hire us within 30 days.
About Mutual Fund Tax Filing
A clear overview, in simple terms — what it is, why it matters, and how we handle it.
Equity-oriented funds are taxed like listed shares: 20% if held up to 12 months and 12.5% above ₹1.25 lakh a year if held longer. Debt funds (more than 65% in debt) bought from 1 April 2023 are taxed at slab rates regardless of holding period. Other funds — such as gold, international and many hybrid funds — are long-term after 24 months and taxed at 12.5%, or at slab rates if sold sooner. IDCW payouts are taxed at slab rates.
Each SIP instalment is a separate purchase, and redemptions are matched first-in-first-out, so one redemption can contain short- and long-term gains. Consolidated account statements from CAMS/KFintech give the details we need.
We classify every scheme by its tax category for the year (the rules changed in April 2023, July 2024 and April 2025), compute gains with grandfathering where relevant, and report them in the right schedules.
| Equity funds | ≤ 12 months 20%; > 12 months 12.5% above ₹1.25 lakh |
|---|---|
| Debt funds (bought from April 2023) | Slab rates |
| Gold, international, other funds | 12.5% after 24 months; slab rates before |
| IDCW | Slab rates; TDS above ₹10,000 |
| Matching | First-in-first-out by unit |
Who this is for
Common scenarios where this service is a good fit.
- SIP and lump-sum investors
- Investors who switched or redeemed funds
- Investors in gold and international funds
What you get
Clear deliverables so you know exactly what's included.
- Scheme-wise classification
- FIFO gain computation
- ITR schedules
- Harvesting suggestions
Expert review before every submission — not just data entry.
Working notes and reconciliations you can rely on in future notices.
Resident Indians, NRIs, expats and cross-border businesses — all served.
Documents required
A practical checklist. We'll tell you if anything else is needed based on your case.
* This is a base checklist. After a quick pre-check, we may ask for additional items specific to your case.
Process
A simple, trackable workflow — designed to avoid back-and-forth.
Capital gains statements gathered.
Each scheme's tax category applied.
Gains filed in the right schedules.
Get a quote
We share a clear quote on WhatsApp after a quick checklist pre-check.
- Fixed quote on WhatsApp after a short look at your facts and documents.
- Government fees, if any, are paid at actuals and shown separately.
| Factor | DIY | Indus Tax |
|---|---|---|
| Expert review | ❌ | ✅ |
| Notice risk reduction | ❌ | ✅ |
| Deduction optimisation | ❌ | ✅ |
| Audit-ready records | ❌ | ✅ |
| AIS/26AS reconciliation | ❌ | ✅ |
Share your facts and deadline. We'll reply with the right checklist and a clear quote.
Fee adjusted against our service fee if you go ahead within 30 days.
- Priority CA Call-backSkip the queue — a CA calls you within 30 minutes.₹255
- RecommendedCA Consultation (30 min)Talk one matter through properly with a CA.₹755
- In-depth CA Review (60 min)Documents reviewed before the call, written action plan after.₹1,155
Call-backs run Mon–Sat, 9 AM–6 PM IST. Booked outside these hours? We call you first thing the next working morning.
Compare the 3 plansFrequently asked questions
Answers to the most common questions we get.
Official sources
Indus Tax is a private professional services firm and is not affiliated with any government authority. Rules and fees change — we confirm current positions before filing.
