NRI Property Sale Compliance
Sell property in India as an NRI without losing a big slice to TDS — and move the money abroad
- 1ComputeGain and tax worked out before sale.
- 2CertificateLower-deduction certificate applied for.
- 3SaleBuyer deducts the right TDS.
- 4RepatriateReturn filed; funds moved abroad.
Share your details. We’ll reply on WhatsApp with the next steps and a checklist.
Pick a plan — the fee is adjusted if you hire us within 30 days.
About NRI Property Sale Compliance
A clear overview, in simple terms — what it is, why it matters, and how we handle it.
When an NRI sells property in India, the buyer must deduct TDS on the capital gain — 12.5% plus surcharge and cess for long-term gains — and without a lower-deduction certificate, banks and buyers often deduct on the full sale price. NRIs can apply for that certificate (Form 13, now Form 128 under the 2025 Act) before the sale. Sale proceeds can then be repatriated up to USD 1 million a year with Forms 15CA and 15CB.
The biggest cost is timing: TDS deducted on the whole sale value can lock up a large amount until the refund is processed. Applying for a lower-deduction certificate before the registration date solves this.
We compute the actual gain, apply exemptions (reinvestment under Sections 54/54F or bonds under 54EC), obtain the certificate, guide the buyer on TAN and TDS filing, file your return, and handle repatriation paperwork.
| LTCG rate | 12.5% without indexation after 24 months (plus surcharge and cess) |
|---|---|
| Buyer's TDS | On the gain; on the full price without a certificate |
| Lower-deduction certificate | Form 13 (Form 128 from 1 April 2026) |
| Buyer needs | A TAN and a quarterly non-resident TDS statement |
| Repatriation | Up to USD 1 million per financial year from NRO |
Who this is for
Common scenarios where this service is a good fit.
- NRIs selling a flat, house or plot in India
- Buyers purchasing from an NRI
- NRIs who inherited property and want to sell
What you get
Clear deliverables so you know exactly what's included.
- Capital gains computation
- Exemption planning
- Lower-deduction certificate application
- Buyer TDS guidance
- Return filing and refund
- 15CA/15CB for repatriation
Expert review before every submission — not just data entry.
Working notes and reconciliations you can rely on in future notices.
Resident Indians, NRIs, expats and cross-border businesses — all served.
Documents required
A practical checklist. We'll tell you if anything else is needed based on your case.
* This is a base checklist. After a quick pre-check, we may ask for additional items specific to your case.
Process
A simple, trackable workflow — designed to avoid back-and-forth.
Gain and tax worked out before sale.
Lower-deduction certificate applied for.
Buyer deducts the right TDS.
Return filed; funds moved abroad.
Get a quote
We share a clear quote on WhatsApp after a quick checklist pre-check.
- Fixed fee per sale for computation and certificate; return and repatriation quoted together.
| Factor | DIY | Indus Tax |
|---|---|---|
| Expert review | ❌ | ✅ |
| Notice risk reduction | ❌ | ✅ |
| Deduction optimisation | ❌ | ✅ |
| Audit-ready records | ❌ | ✅ |
| AIS/26AS reconciliation | ❌ | ✅ |
Share your facts and deadline. We'll reply with the right checklist and a clear quote.
- CA reads your case before the call
- DTAA, property, capital gains covered
- Written summary + checklist after
- Fee adjustable if you engage us
Frequently asked questions
Answers to the most common questions we get.
This page also covers
- Inherited property
- Cost and holding period from the previous owner.
Official sources
Indus Tax is a private professional services firm and is not affiliated with any government authority. Rules and fees change — we confirm current positions before filing.
