NRI Repatriation of Funds & Sale Proceeds
Moving money from NRO accounts and property or share sales abroad
- 1AssessSource of funds, tax and limits confirmed.
- 2CertifyCA certificate and declaration filed online.
- 3RemitBank remittance completed with full documents.
Share your details. We’ll reply on WhatsApp with the next steps and a checklist.
Pick a plan — the fee is adjusted if you hire us within 30 days.
About NRI Repatriation of Funds & Sale Proceeds
A clear overview, in simple terms — what it is, why it matters, and how we handle it.
NRIs and OCIs can repatriate up to USD 1 million per financial year from NRO balances — including property sale proceeds and inheritances — after paying Indian tax, with a CA certificate and declaration (Forms 15CB and 15CA, renumbered Forms 146 and 145 from 1 April 2026). NRE and FCNR balances are freely repatriable. Property bought with foreign exchange can have its sale proceeds repatriated up to the amount originally brought in, for up to two residential properties.
Banks need to see that tax has been paid on what you're sending: our CA certificate covers the source of funds, tax deducted or paid, and DTAA position. Getting the property-sale TDS right (often via a lower-deduction certificate) avoids having excess tax trapped in India.
For inherited money, keep the will or succession documents, the death certificate and proof of tax paid. Larger or unusual cases — beyond USD 1 million, or funds of unclear origin — may need RBI approval through the bank.
| NRO limit | USD 1 million per financial year, after tax |
|---|---|
| NRE / FCNR | Freely repatriable |
| Property bought in foreign exchange | Up to amount brought in; max two residential properties |
| Tax forms | Forms 145/146 (formerly 15CA/15CB) from 1 April 2026 |
| Above limits | RBI approval through the AD bank |
Who this is for
Common scenarios where this service is a good fit.
- NRIs selling property or shares in India
- NRIs inheriting money or assets in India
- NRIs moving NRO savings abroad
What you get
Clear deliverables so you know exactly what's included.
- Repatriation eligibility review
- CA certificate (Form 146) and Form 145
- Bank documentation pack
- Tax computation and DTAA review
Expert review before every submission — not just data entry.
Working notes and reconciliations you can rely on in future notices.
Resident Indians, NRIs, expats and cross-border businesses — all served.
Documents required
A practical checklist. We'll tell you if anything else is needed based on your case.
* This is a base checklist. After a quick pre-check, we may ask for additional items specific to your case.
Process
A simple, trackable workflow — designed to avoid back-and-forth.
Source of funds, tax and limits confirmed.
CA certificate and declaration filed online.
Bank remittance completed with full documents.
Get a quote
We share a clear quote on WhatsApp after a quick checklist pre-check.
- Fixed quote on WhatsApp after a short look at your facts and documents.
- Government fees, if any, are paid at actuals and shown separately.
| Factor | DIY | Indus Tax |
|---|---|---|
| Expert review | ❌ | ✅ |
| Notice risk reduction | ❌ | ✅ |
| Deduction optimisation | ❌ | ✅ |
| Audit-ready records | ❌ | ✅ |
| AIS/26AS reconciliation | ❌ | ✅ |
Share your facts and deadline. We'll reply with the right checklist and a clear quote.
Fee adjusted against our service fee if you go ahead within 30 days.
- Priority CA Call-backSkip the queue — a CA calls you within 30 minutes.₹255
- RecommendedCA Consultation (30 min)Talk one matter through properly with a CA.₹755
- In-depth CA Review (60 min)Documents reviewed before the call, written action plan after.₹1,155
Call-backs run Mon–Sat, 9 AM–6 PM IST. Booked outside these hours? We call you first thing the next working morning.
Compare the 3 plansFrequently asked questions
Answers to the most common questions we get.
This page also covers
- Repatriation of sale proceeds
- Property, shares and mutual fund redemptions.
Official sources
Indus Tax is a private professional services firm and is not affiliated with any government authority. Rules and fees change — we confirm current positions before filing.
