Perquisites Tax — Car, Housing, Loans & Benefits
Valuing and taxing employer-provided benefits
- 1ListAll benefits identified.
- 2ValuePerquisites valued under the rules.
- 3ReportTDS and ITR aligned.
Share your details. We’ll reply on WhatsApp with the next steps and a checklist.
Pick a plan — the fee is adjusted if you hire us within 30 days.
About Perquisites Tax — Car, Housing, Loans & Benefits
A clear overview, in simple terms — what it is, why it matters, and how we handle it.
Perquisites are non-cash benefits from an employer, taxed as salary at values set by the Income-tax Rules. Rent-free housing owned by the employer is valued at 10%, 7.5% or 5% of salary depending on city population; a company car used partly for personal purposes at a fixed monthly amount; interest-free or concessional loans above ₹2 lakh at the SBI rate gap; and gifts above ₹5,000 a year are taxable. Employer contributions to PF, NPS and superannuation above ₹7.5 lakh a year are also taxed.
Perquisite rules can make a benefit far cheaper than the equivalent cash — company-leased cars and housing are common examples — but the valuation details decide the outcome.
We help employers value perquisites correctly for TDS and help employees check their Form 16 and plan benefits.
| Rent-free housing | 10% / 7.5% / 5% of salary by city population |
|---|---|
| Concessional loans | Above ₹2 lakh, valued at SBI rate gap |
| Gifts | Taxable above ₹5,000 a year |
| Retirement contributions | Above ₹7.5 lakh a year taxable |
| Car | Fixed monthly value depending on engine size and driver |
Who this is for
Common scenarios where this service is a good fit.
- Senior employees with benefits
- Employers valuing perquisites for TDS
- Employees checking Form 16
What you get
Clear deliverables so you know exactly what's included.
- Perquisite valuation
- Salary structuring
- Form 16 review
- ITR filing
Expert review before every submission — not just data entry.
Working notes and reconciliations you can rely on in future notices.
Resident Indians, NRIs, expats and cross-border businesses — all served.
Documents required
A practical checklist. We'll tell you if anything else is needed based on your case.
* This is a base checklist. After a quick pre-check, we may ask for additional items specific to your case.
Process
A simple, trackable workflow — designed to avoid back-and-forth.
All benefits identified.
Perquisites valued under the rules.
TDS and ITR aligned.
Get a quote
We share a clear quote on WhatsApp after a quick checklist pre-check.
- Fixed quote on WhatsApp after a short look at your facts and documents.
- Government fees, if any, are paid at actuals and shown separately.
| Factor | DIY | Indus Tax |
|---|---|---|
| Expert review | ❌ | ✅ |
| Notice risk reduction | ❌ | ✅ |
| Deduction optimisation | ❌ | ✅ |
| Audit-ready records | ❌ | ✅ |
| AIS/26AS reconciliation | ❌ | ✅ |
Share your facts and deadline. We'll reply with the right checklist and a clear quote.
Fee adjusted against our service fee if you go ahead within 30 days.
- Priority CA Call-backSkip the queue — a CA calls you within 30 minutes.₹255
- RecommendedCA Consultation (30 min)Talk one matter through properly with a CA.₹755
- In-depth CA Review (60 min)Documents reviewed before the call, written action plan after.₹1,155
Call-backs run Mon–Sat, 9 AM–6 PM IST. Booked outside these hours? We call you first thing the next working morning.
Compare the 3 plansFrequently asked questions
Answers to the most common questions we get.
Official sources
Indus Tax is a private professional services firm and is not affiliated with any government authority. Rules and fees change — we confirm current positions before filing.
