India–US Tax Treaty Planning
Treaty rates, residency tie-breakers and W-8BEN
- 1ClassifyIncome mapped to treaty articles.
- 2DocumentW-8 forms and disclosures prepared.
- 3CreditUS tax credited in India.
Share your details. We’ll reply on WhatsApp with the next steps and a checklist.
Pick a plan — the fee is adjusted if you hire us within 30 days.
About India–US Tax Treaty Planning
A clear overview, in simple terms — what it is, why it matters, and how we handle it.
The India–US tax treaty limits how much each country can tax the same income. Indian residents give US payers Form W-8BEN to get treaty withholding rates — dividends 25% (15% for 10%+ corporate holders), interest 15% (10% for bank loans), royalties and fees for included services 10–15% — and claim credit for that US tax in India. The treaty's tie-breaker rules decide residency for people treated as resident by both countries.
Freelancers and companies billing US clients use W-8BEN or W-8BEN-E to avoid 30% default withholding; whether the treaty's 'fees for included services' article applies depends on the nature of the service.
We review the income types, prepare W-8 forms and treaty disclosures, and make sure the US tax is credited correctly in the Indian return.
| Dividends | 25% (15% for 10%+ corporate holders) |
|---|---|
| Interest | 15% (10% on bank loans) |
| Royalties / included services | 10–15% |
| Forms | W-8BEN (individuals), W-8BEN-E (entities) |
| Credit in India | Form 67 before the ITR |
Work that the law requires a US enrolled agent or CPA to sign or represent is delivered through Indus Tax's partner professionals; our team prepares the records, coordinates the filing and stays your single point of contact.
Who this is for
Common scenarios where this service is a good fit.
- Indian investors in US shares
- Indian freelancers and companies with US clients
- People resident in both countries
What you get
Clear deliverables so you know exactly what's included.
- Treaty analysis
- W-8 forms
- Treaty disclosures
- Indian credit claims
Expert review before every submission — not just data entry.
Working notes and reconciliations you can rely on in future notices.
Resident Indians, NRIs, expats and cross-border businesses — all served.
Documents required
A practical checklist. We'll tell you if anything else is needed based on your case.
* This is a base checklist. After a quick pre-check, we may ask for additional items specific to your case.
Process
A simple, trackable workflow — designed to avoid back-and-forth.
Income mapped to treaty articles.
W-8 forms and disclosures prepared.
US tax credited in India.
Get a quote
We share a clear quote on WhatsApp after a quick checklist pre-check.
- Fixed quote on WhatsApp after a short look at your facts and documents.
- Work that legally needs a US enrolled agent or CPA is signed by a partner professional; we coordinate it end to end.
- Government fees, if any, are paid at actuals and shown separately.
| Factor | DIY | Indus Tax |
|---|---|---|
| Expert review | ❌ | ✅ |
| Notice risk reduction | ❌ | ✅ |
| Deduction optimisation | ❌ | ✅ |
| Audit-ready records | ❌ | ✅ |
| AIS/26AS reconciliation | ❌ | ✅ |
Share your facts and deadline. We'll reply with the right checklist and a clear quote.
- CA reads your case before the call
- DTAA, property, capital gains covered
- Written summary + checklist after
- Fee adjustable if you engage us
Frequently asked questions
Answers to the most common questions we get.
Official sources
Indus Tax is a private professional services firm and is not affiliated with any government authority. Rules and fees change — we confirm current positions before filing.
