US Business Bank Account for Non-Residents
Documentation and application support for foreign-owned US companies
- 1PrepareConsistent application pack.
- 2ApplyApplication submitted to chosen bank.
- 3RespondCompliance queries answered.
Share your details. We’ll reply on WhatsApp with the next steps and a checklist.
Pick a plan — the fee is adjusted if you hire us within 30 days.
About US Business Bank Account for Non-Residents
A clear overview, in simple terms — what it is, why it matters, and how we handle it.
A foreign-owned US company can open a business bank account using its formation documents, EIN confirmation letter, operating agreement or bylaws, and the owners' passports and address proofs. Some banks require an in-person visit; several regulated online banking platforms accept remote applications. Approval is always at the bank's discretion and depends on the business model and documentation.
Rejections usually come from inconsistent documents (names and addresses that don't match), a vague business description, or high-risk activities. We prepare a consistent application pack and a clear description of the business and expected transactions.
For Indian residents, the company's US account isn't a personal foreign account under LRS, but the investment in the company and its funding must follow the overseas investment rules.
| Core documents | Formation docs, EIN letter, operating agreement, passports |
|---|---|
| Options | Traditional banks (often in person) or online platforms (remote) |
| Decision | At the bank's discretion |
| India | Funding through ODI rules |
Who this is for
Common scenarios where this service is a good fit.
- Founders of new US entities
- Sellers needing US payouts
- Agencies invoicing US clients
What you get
Clear deliverables so you know exactly what's included.
- Document pack
- Business description and KYC support
- FEMA guidance
Expert review before every submission — not just data entry.
Working notes and reconciliations you can rely on in future notices.
Resident Indians, NRIs, expats and cross-border businesses — all served.
Documents required
A practical checklist. We'll tell you if anything else is needed based on your case.
* This is a base checklist. After a quick pre-check, we may ask for additional items specific to your case.
Process
A simple, trackable workflow — designed to avoid back-and-forth.
Consistent application pack.
Application submitted to chosen bank.
Compliance queries answered.
Get a quote
We share a clear quote on WhatsApp after a quick checklist pre-check.
- Fixed quote on WhatsApp after a short look at your facts and documents.
- Government fees, if any, are paid at actuals and shown separately.
| Factor | DIY | Indus Tax |
|---|---|---|
| Expert review | ❌ | ✅ |
| Notice risk reduction | ❌ | ✅ |
| Deduction optimisation | ❌ | ✅ |
| Audit-ready records | ❌ | ✅ |
| AIS/26AS reconciliation | ❌ | ✅ |
Share your facts and deadline. We'll reply with the right checklist and a clear quote.
Fee adjusted against our service fee if you go ahead within 30 days.
- Priority CA Call-backSkip the queue — a CA calls you within 30 minutes.₹255
- RecommendedCA Consultation (30 min)Talk one matter through properly with a CA.₹755
- In-depth CA Review (60 min)Documents reviewed before the call, written action plan after.₹1,155
Call-backs run Mon–Sat, 9 AM–6 PM IST. Booked outside these hours? We call you first thing the next working morning.
Compare the 3 plansFrequently asked questions
Answers to the most common questions we get.
Official sources
Indus Tax is a private professional services firm and is not affiliated with any government authority. Rules and fees change — we confirm current positions before filing.
