Calculator
LTCG on Stocks / MF Calculator
Estimate 10% LTCG tax on equity gains above ₹1 lakh.
LTCG on Stocks / Equity MF
Long-term capital gains @12.5% on listed equity & MF above ₹1.25L exemption (from Jul 23, 2024).
12.5% LTCG
Applicable for: Listed equity shares, equity-oriented MF units, and units of business trusts held for more than 12 months (24 months for some assets). STT must have been paid on purchase and sale.
For shares bought before Jan 31, 2018, use the grandfathering price (higher of actual cost or market value on Jan 31, 2018).
Total LTCG
₹10,00,000
Exempt (₹1.25L / year)
(₹1,25,000)
Taxable LTCG
₹8,75,000
LTCG Tax + Cess
₹1,13,750.00
Effective rate: 11.38%
Tax @12.5%
₹1,09,375.00
Net gain after tax
₹8,86,250.00
LTCG rate changed from 10% to 12.5% and exemption from ₹1L to ₹1.25L effective July 23, 2024 (Budget 2024). No indexation benefit for equity LTCG. Surcharge on LTCG capped at 15%. Loss can be set off against LTCG only.
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