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Income Tax

Section 80D

Deduction for health insurance premiums — up to ₹25,000 for self (₹50,000 for senior citizens).

Full Definition

Section 80D provides a deduction for health insurance premiums and preventive health check-up costs. Limits: ₹25,000 for self, spouse and children; ₹25,000 more for parents (₹50,000 if parents are senior citizens); additional ₹5,000 for preventive health check-up. Maximum total: ₹1 lakh (if both self and parents are senior citizens). Available under the old tax regime only. Premiums paid in cash (except preventive check-up) are not eligible.