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Income Tax

Section 54 Exemption

Capital gains exemption when LTCG from residential property sale is reinvested in another house.

Full Definition

Section 54 of the Income Tax Act provides an exemption from LTCG tax on the sale of a residential house if the capital gains (not full sale price) are invested in another residential house: within 1 year before the sale date, or within 2 years after the sale date, or within 3 years if constructing a new house. The reinvestment must be in India. If the new house is not purchased/constructed before the ITR due date, the gains must be deposited in the Capital Gains Account Scheme (CGAS) until deployment.