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Income Tax

LTCG (Long-Term Capital Gains)

Capital gains on assets held for more than the specified holding period — taxed at concessional rates.

Full Definition

Long-Term Capital Gains (LTCG) arise from the sale of a capital asset held beyond the specified holding period. Holding period thresholds: listed equity shares/equity MF = 12 months; immovable property/unlisted shares/gold = 24 months; bonds = 12 months (listed). LTCG tax rates post-Budget 2024: equity shares and equity MF = 12.5% (gains above ₹1.25L exempt); property = 12.5% without indexation (or 20% with indexation for pre-July 2024 purchases); unlisted shares = 12.5%.